Terms and Conditions

Effective Date: May 2025

Welcome to Payra Digital (“Payra,” “we,” “our,” or “us”). These Terms and Conditions (“Terms”) govern your access to and use of our website, [https://payra.digital] (the “Site”).

By accessing or using our Site, you agree to be bound by these Terms. If you do not agree, please do not use the Site.

1. About Payra Digital

Payra Digital is currently operating in a limited-capacity pilot phase. We are testing user flows and product-market fit for a money transfer service that may involve the use of digital assets and third-party platforms. Our services may not yet be licensed in every jurisdiction and are not available to all users.

2. Use of the Site

You may use the Site only for lawful purposes and in accordance with these Terms. You agree not to:

• Misuse the Site in any way that violates applicable laws or regulations.

• Attempt to interfere with the functionality or security of the Site.

• Use the Site to conduct any form of fraud, unauthorized money transfer, or illicit financial activity.

3. No Financial Advice or Guarantee

Information provided on this Site does not constitute financial, legal, or investment advice. We do not guarantee the accuracy, completeness, or usefulness of any content.

Any use of our services for the transfer of funds is at your own risk. We are not responsible for losses related to exchange rate fluctuations, service interruptions, or delays caused by third-party partners.

4. Pilot Status and Service Availability

We are currently in a test phase and do not guarantee that services will be uninterrupted, available in your region, or free of bugs.

Payra reserves the right to change, suspend, or discontinue any part of the service at any time, with or without notice.

5. Third-Party Services

Payra may rely on third-party partners (e.g., wallets, exchanges, off-ramps) to facilitate aspects of the service. We are not responsible for any acts or omissions of such third parties.

Links to external sites do not imply endorsement, and we are not responsible for the content or privacy practices of those sites.

6. User Data and Privacy

We collect and use personal data as described in our Privacy Policy. By using the Site, you consent to our data practices.

7. Limitation of Liability

To the fullest extent permitted by law, Payra will not be liable for:

• Any indirect, incidental, or consequential damages

• Loss of funds due to technical issues, third-party services, or user error

• Damages arising from unauthorized access to your data or transactions

If you are dissatisfied with the Site or any services, your sole remedy is to discontinue use.

8. Intellectual Property

All content, branding, and intellectual property on the Site are owned by Payra or its licensors. You may not copy, distribute, or reproduce any content without prior written permission.

9. Changes to These Terms

We reserve the right to modify these Terms at any time. Changes will be posted on this page with an updated effective date. Your continued use of the Site after any changes constitutes acceptance of the updated Terms.

10. Governing Law

These Terms are governed by the laws of the State of Israel, without regard to its conflict of law principles.

11. Contact Us

For questions about these Terms or to report any issues, contact us at:
Email: payradigitalservice@gmail.com